We have all received them. The telephone calls at the precise time we sit down for the evening meal.
A sexy sounding voice saying, "How are you this evening? This is Sandy with Pot-O-Gold and I am calling to advise you that you could be next in line to win $1,000,000.00. All you have to do is apply for our Pot-O-Gold charge card and you may become our next millionaire. The fee is only $59.95 per month with a low interest rate of 47%. Isn't that great? To qualify, just send your SS number along with your bank account number to us at P. O. Box XXX: and "we'll do the rest." (???)
Sound familiar? It gets worse.
Whenever we purchase a new appliance, there is a registration form enclosed in the package that they claim must be returned to validate our warranty. Some packages include other forms that seek all kinds of information about us. Things like – our total income? where we like to shop? amounts owed on Credit Cards? Automobiles? Major Appliances? Mortgages? Checking / Saving account numbers & balances? Questions about any wealthy relatives? – Are we on speaking terms with them? You know; valuable information.
Sometimes, accompanying the instruction manual, is their Catalog and, (lo & behold), the very next week; we receive 47 catalogs from firms we have never heard of. Even before our purchases are shipped; our names and addresses are apparently, sold to other retail outlets. This, (the selling of addresses), is possibly a source of big revenue; as suggested by address label on a new catalog; i.e. (Demijon / Acme Steam Iron, etc).
Even the Department of Motor Vehicles once got into the act by selling names and addresses from their lists of automobile registrations. They did, however, offer a form that when filled out and returned to D.M.V., would remove our names from the list to be sold. Why should we be the ones to go to this trouble? They started the whole thing, right? Incidentally, I experienced this after buying my first new automobile.
As irritating as telemarketing calls are, there are other unsolicited calls that are nothing more than malicious attempts to dig into our wallets. These calls are made by unscrupulous individuals who prey on our compassion for the sole purpose of lining their own pockets.
Example: Several months ago my wife answered the telephone (you guessed it, at dinner time). The speaker identified himself as a member of the North Carolina Highway Patrol. He tearfully asked if she would send "X number of dollars to a P.O. Box number;" "For an established fund for the families of slain patrol officers" .
Fearing the worse, my wife asked the person to send specific information and she would then make a decision as to whether or not to donate. The caller became very indignant and hung up. A later call to the Highway Patrol revealed that they do NOT make telephone solicitations.
Shortly afterward, I received a call from a lady claiming to be a representative of "Make a Wish Foundation." She requested that I make a donation of ten dollars or more, (again, to a P. O.Box #), to fulfill the last wish of a terminally ill child. Her tearful request fell on deaf ears since I had recently read that the legitimate Charity, (again), does NOT solicit funds via the telephone.
Lately; a new scam has emerged. When telephone is answered, a breathless voice says; "This is your FINAL notice about your credit card account. Press one for information!" When you comply, another voice says; "A check for X number of dollars, immediately sent to "Bob; at P.O.Box XXX," will activate your NEW credit card."
Before any readers brand me as a scrooge; please allow me to explain that I am totally in favor of helping various "legitimate" charities. However, it disturbs me greatly, that there are people who make a career of targeting those of us who, on a regular basis, experience "too much month left at the end of the money."
If you receive any of these calls, ask for sufficient identification and tell them you will return their call, or perhaps donate after verifying. If they refuse, simply hang up. Please don't become a victim.
Demijon
Isn't it about time that these "CRUDS" work for a living; "Just like we do?" Dj.